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1
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- Environmental Security
- Physical Security
- Electronic Security
- Security Test
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2
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- Georgia ATM Lighting Standards
- Candlefoot (Footcandles)
- the light intensity of candles
on a horizontal plane at 36 inches above ground level and five feet in
front of the area to be measured.
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3
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4
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5
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- Choose an ATM carefully and use common sense
- Be aware of your surroundings, particularly at night
- Walk away if you notice something suspicious
- Protect your ATM card
- Know where it is at all times and keep it secure
- Even debit or credit cards at restaurants
- Carry only the cards you think you'll need
- Destroy old or expired ATM cards
- Safeguard your PIN
- Memorize the number
- Don't share your PIN with anyone
- Make sure that no one can see your PIN as you enter it at the ATM
keypad
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6
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- Withdraw cash safely
- Have your ATM card in your hand as you approach the ATM.
- What if you drive to an ATM?
- Keep the engine running, lock all doors and roll up the passenger-side
windows. If it's night-time and a drive-up machine isn't available,
park in a well-lit area close to the ATM and, if possible, take
another person with you.
- Promptly report anything suspicious
- Encourage immediate notification of
- lost or stolen cards
- unsolicited calls for PIN numbers
- unauthorized ATM or debit card transactions
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7
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- Belief that an incident won’t happen at my bank.
- We get calls every week - be prepared!
- Belief that we aren’t liable for 3rd party criminal acts.
- Not being liable and winning a lawsuit are different issues!
- Belief that bank examiners won’t ask for ATM compliance documentation.
- State and Federal examiners are asking for it!
- Consider using a lighting vendor for compliance inspections.
- Light meters can be confusing
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8
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- Security Features to Consider
- Mirrors
- Sensors that detect when something has been attached
- Privacy screens
- Replacement of business-hour safes with UL 291 Level 1 safes
- Mas-Hamilton Locks
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9
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- Physical Security
- Seismic Alarm
- Motion Detector
- Non-Pop Off Sides
- Police Escort
- Vary Hours
- Bolting ATM to floor
- Reinforcing Bracket
- Lock protection
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10
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- Dual Control
- Transporting Money
- ATM Buildings & Pneumatic Tube Transports
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11
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- Problem:
- Smash & Grab
- Increase in vandalism & machine theft
- Solution:
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12
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- Credit / Debit Card Fraud
- Sign card as soon as possible
- Keep PIN separately
- Receipts with numbers on it
- Fraudulent use of your ATM Card can be a passport to your account!
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13
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- ATM Scam’s
- How to recognize scams
- Card Reader Examination
- Check your Surroundings
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14
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- Common ATM Scams
- Card Theft
- Shoulder Surfing
- Guard your PIN carefully!
- Fake Overlays
- Phishing
- New ATM Scams
- Lebanese Loop Scheme 1
- Lebanese Loop Scheme 2
- Fake ATM Machines
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15
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- Unique device with similar standards
- Specific unit considerations
- Standard and/or specific applications
- Procedures and people
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16
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- Your security standards – customers/employees
- Exposure – more or less
- Level 1 or business hours
- Depository, card readers and cash dispenser
- Burglar notification devices and alarms
- Surveillance applications
- Servicing Considerations – remote alarm
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17
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- On premise or remote
- Drive Up or Walk Up
- Drive Up Kiosk – walk in or not
- Island units – no kiosk
- Pedestal Units
- Lighting and burglar alarms
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18
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- Premise light and surveillance – halide, variable
- Fascia protection – static, jitter
- Access control devices - biometrics
- Safe protection – area and unit device layers
- Motion and Tracking Protection - GPS
- Burglar alarms – local, internal
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19
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- Apply standard practices and devices
- Surveillance – in and out
- Potential silent alarms – activation
- Personal alarm activation
- Cell phones
- Education
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20
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- Q & A Session
- Security Test
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